Creative Pathways to Homeownership: The Essentials (Regular CE)

$29

This product includes:

LICENSE RENEWAL PERIOD: 4 YEARS Elective Hours: 3 Mandatory: 0 Total Hours: 3

Description

State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

Strategies for overcoming affordability and limited inventory challenges
Creative financing options, including shared equity and co-buying models
Guidance for working with multi-generational and non-traditional buyers
Step-by-step overview of down payment assistance programs and grants
Practical application of forgivable loans and alternative funding sources
Clear boundaries for agent responsibilities and referral best practices
Tools for structuring and explaining co-ownership agreements
Communication approaches for aligning multiple buyers in one transaction
Real-world scenarios illustrating creative deal structuring
Building and using a trusted network of lenders, attorneys, and housing resources

Package Content:

State Requirements For Georgia

Georgia State Requirement Details for Real Estate Salesperson Continuing Education - First-Time Renewal

Renewal Date: Every 4 years, on the last day of the licensee's birth month

Hours Required: 36 hours

9 hours – satisfied by completing the 25-hour Post-Licensing requirement within the first year of licensure
27 hours of CE:
- 3 hours – Mandatory license law hours
- 24 hours – Elective hours

The CE Shop’s Offering: 36 hours

9 hours – satisfied by completing the 25-hour Post-Licensing requirement within the first year of licensure
27 hours of CE:
- 3 hours – Mandatory license law hours
- 24 hours – Elective hours

Post-Licensing and First-Time Renewal: Newly licensed salespersons must complete the 25-hour Salesperson Post-License course in their first year of licensure. The 25-hour post-licensing course also counts as 9 hours towards fulfilling the continuing education requirement. To complete the first-time CE renewal requirement, 27 additional continuing education hours must be taken to fulfill the 36-hour requirement; 3 mandatory hours on the topic of license law and 24 hours of elective credits.

Note: You will not receive the 9 hours of CE credit if your license has lapsed.

Course Duplication: A student may repeat a course and receive credit as long it has been over 12 months since the course was last taken. A licensee’s renewal does not change the 12-month limitation on repeating a course.

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exams: Passing a final exam is not required to receive continuing education credit in Georgia, therefore our system is set up so that final exams can be passed with a 0% passing score.

License Renewal Process: The process to renew in this state is to log in to the licensing system online and follow the prompts to renew.

GREC Notice to Students

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